Your oral and overall health are connected, which means healthy teeth and gums are essential for your wellness. Brushing and flossing aren’t enough to keep your mouth healthy. The American Dental Association recommends a dental cleaning and checkup every 6 months. However, more than 36% of Americans don’t see a dentist regularly. 92% of Americans would consider delaying dental care because of cost concerns. Thankfully, you have many options to keep dental care affordable, like dental insurance and in-house membership plans. Here’s how to choose the best option for you.
Dental Insurance Benefits
You must pay premiums for a policy, which gives you access to a nationwide network of dental professionals. Dental insurance focuses on prevention to stop common oral health issues from occurring in the first place. Preventive dental care is often covered 100%, allowing you to visit the dentist every 6 months for a co-payment.
You won’t have to worry about a large bill if you need dental work. Your insurance can pay up to 80% of the expenses for medically necessary treatments. You must meet your yearly deductible to use your annual allowance to lower the amount you’ll pay out-of-pocket. Dental benefits expire at the end of the year.
Dental Discount Plan Benefits
A dental discount plan is a membership program offered by dental practices for patients looking for an alternative to insurance. You will pay an annual fee to benefit from discounted rates for the services you need to keep your mouth healthy, including dental cleanings and emergency dentistry. You’ll pay less for specific treatments, like fillings, gum disease therapy, and dentures.
An in-house membership plan gives you the freedom to choose the right dentist and treatments for your needs. You won’t have limitations when choosing a dentist, like you might experience with dental insurance.
Save Money with Routine Dental Care
Dentistry can be expensive, but you can reduce your overall oral health expenses by visiting your dentist regularly. Research has shown that $1 of preventive dentistry can save up to $50 on restorative and emergency fees. You can cut expenses while improving your oral and overall health.
Whether you choose dental insurance or a dental discount plan, you are investing in a healthy mouth and body by visiting your dentist every 6 months for a cleaning and checkup. You won’t have to delay dental work if money is tight. You can treat the issue quickly for minimal out-of-pocket costs. You can’t put a price on the benefits you’ll gain by achieving a healthy, beautiful smile.
About Dr. Zachary Brice
Dr. Brice earned his dental degree at the University of Texas Health Science Center, San Antonio Dental School. He is committed to continuing his training to provide specialty services. He offers several options to keep dental care affordable, including an in-house membership plan. Dr. Brice also accepts many dental insurance plans. Book an appointment through his website or call his office at (210) 796-9421.